Turkish Citizenship by Bank Deposit

Minimum investment and holding period

The bank deposit route requires at least USD 500,000 or the qualifying foreign-currency equivalent, held under the applicable three-year condition in a bank operating in Türkiye. BDDK confirms conformity. An ordinary unrestricted deposit is not, by itself, proof that these citizenship requirements have been completed.

Start with bank acceptance

Before transferring funds, confirm that the bank can handle the proposed citizenship transaction and the applicant’s onboarding. Ask for its current document list and written transfer instructions. A lawyer can coordinate the legal file, but cannot guarantee that a bank will open an account or accept a transfer.

Source of funds and a consistent transfer trail

Prepare a clear explanation of how the investment funds were acquired and the documents supporting that explanation. Depending on the circumstances, records may relate to income, a business, an asset sale or inheritance. The bank determines what it needs for its checks. Do not send sensitive records through an unsecured initial contact form.

Currency and qualifying account instructions

The statutory threshold is expressed in US dollars or a foreign-currency equivalent. That does not mean any account currency or product automatically qualifies. Obtain current written confirmation of the required conversion procedure, account structure and supporting certificates from the bank before transfer. Product-specific interest, currency and withdrawal terms require separate examination.

Documenting the restriction

Confirm when the qualifying restriction begins, which amount is covered, how the bank records the commitment and which documents support the conformity request. A statement showing a balance is different from a completed regulatory confirmation. Keep copies of the signed instructions and bank evidence.

From deposit to citizenship application

After investment conformity, coordinate the investor residence process, identity and family documents, personal attendance and citizenship filing. Bank approval and citizenship approval are separate decisions. The bank’s processing estimate is not a promised date for the citizenship outcome.

Access to funds and investment risk

Plan your liquidity before choosing a restricted deposit. Ask the bank about the effect of withdrawals, transfers, security interests or account changes on compliance. Confirm financial product terms directly with the institution. G&K Partners does not promise a return, exchange rate or unrestricted access during the holding period.

What happens after three years?

Have the bank confirm completion of the holding requirement and the applicable release process before withdrawing or changing the investment. Check the application status and the relevant documents as part of that review. Do not assume citizenship approval by itself ends the restriction.

How we support the bank route

We can help organise the legal and family file, coordinate documentation with the bank, review powers of attorney and follow the residence and citizenship stages within the agreed engagement. Bank compliance and regulatory decisions remain with the relevant institutions.

Family, travel and documents

Family eligibility must be assessed individually, including children approaching adulthood or dependency questions. Plan at least one visit for required personal attendance and fingerprints. A power of attorney can support permitted steps, but does not remove mandatory attendance. The final appointment plan is confirmed for the case.

No guaranteed citizenship or timetable

Investment conformity is one part of the exceptional citizenship process. Administrative checks, public-order and security assessment and the final decision remain with the competent authorities. Neither approval nor a fixed completion period is guaranteed.

Related guidance

• Compare Turkish citizenship investment routes
• Required documents
• Residence permits
• Property due diligence
• Working with us from abroad

Official sources & legal references

• Invest in Türkiye — investment routes
• NVI — citizenship questions and application procedure
• NVI — acquisition of Turkish citizenship

Source check: 3 November 2026. Administrative requirements can change. Source checking is not a claim that an individual legal review has been completed.

Discuss your citizenship application

Tell us your preferred investment route, family circumstances and intended travel dates. G&K Partners can define the legal work and the documents needed before you commit funds. Please do not send passports or sensitive financial records through an initial enquiry.

Request a legal assessment ↗

Our service roadmap

The following reflects the firm’s service scope provided by its founding partner. The engagement confirms the exact work, exclusions and any additional transactions. Procedures and institutional requirements are checked for each file.

1. Bank account and investment preparation

• Assist with the tax identification number and a suitable power of attorney.
• Coordinate passport and onboarding documents with the bank.
• Obtain the bank’s current instructions before transfer and arrange the qualifying restriction.
• Coordinate the evidence needed for BDDK conformity confirmation.

2. Investor residence application

• Prepare the application and required notarised records.
• Use the conformity evidence for the bank-deposit route; this is the BDDK framework, not the government-bond route.
• Coordinate health-insurance documentation where required for the individual application.
• Assist at the immigration appointment and follow the file to its decision.

3. Citizenship application and follow-up

• Prepare the investor’s and eligible family members’ identity, residence and civil-status records.
• Assist with required personal attendance and fingerprints.
• Prepare and submit the citizenship file and follow additional-document requests.
• Follow the competent authority’s decision; approval and processing time cannot be guaranteed.

Questions clients ask